Our Featured Macon Bank Rate

More Macon Banks

H E A Credit Union

121 Osigian Blvd
Warner Robins, GA, 31088

United Bank

400 Griffin Street
Zebulon, GA, 30295

The Farmers Bank

88 North Lee Street
Forsyth, GA, 31029

Robins Credit Union

P.O. Box 6849
Warner Robins, GA, 31095

Flint River Employees Credit Union

P.O. Box 238, Stage Coach Rd.
Oglethorpe, GA, 31068

Midsouth Credit Union

4810 Mercer University Drive
Macon, GA, 31210

See all Macon Banks

Current Macon Rates Update


The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Macon. Compared to the previous year, mortgage rates were at 5.59% for Macon and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.

Low Macon home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.

One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.


Macon is One of the Best Small Cities to Bank in!

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Macon is one of the most historic and largest small cities on our list. Even with the history, banking is still popular in this southern town.

Macon made our list of Best Cities to Bank in because of it’s high 1.48% APY average interest rates on deposit accounts. Macon also has a great variety of banks to choose from with a decent number of banks available of banks available.

Although the banks available to it’s citizens if comparably smaller than other cities, Macon makes up for it with one of our top interest overall — big and small cities included. If you’re living in Macon, you should definitely be making sure you’re getting one of those top rates.

Why does this matter?

Banking is something we all depend on and use pretty much every day. Banking in integral to most of our lives, and yet, we can take our banks for granted.

We should always be evaluating where we put our hard-earned cash and looking for better banking solutions — especially given the current economic climate.

Some big banks have gotten bad press with the recession, and as a result we’re all a little leery of whether our bank is doing it’s best or if they’ll stay open through the year. But if you really think about it, there are still great local banks and credit unions The kind that will help us grow our money and reach our personal goals.

Best Cities to Bank in

We wanted to reward cities where the banks have maintained standards and kept interest rates high, so we crunched the data we use for our constantly updated rates table and did some research on over 600 cities — small and large.

The cities we chose had more banks per person, allowing consumers to chose the bank or credit union that fits their needs best. The chosen cities also had high average interest rates, with savings, CD, checking and money market accounts considered.

Is Your City on the List? Do You Have a Favorite Bank?

We want to turn the list over to you. We found the best cities, but are there banks that shine particularly well in your city? Do the tellers welcome you with a smile and remember your name? Do the interest rates beat all other competition?

Tell us and you could win $1,000! You could also win a coveted Apple iPad, just for telling your friends to give us the skinny on their favorite bank.

Want to see the rest of the rest of the list? Find all of the cities here.

Current Macon Rates Update

Interest rates are all over the place in Macon, with new rules for credit card interest rates and dropping CD and savings account interest rates. Do you know where yours is? You should keep an eye out for notices from your financial institution.

To make it easier on you, we’ve gathered all the latest interest rates and banking news in one place. Our rates tables will keep you on your toes about whether your rate is up to par. Got a great rate? We can find you the best bank or lender in Macon, too.

Current Macon Rates Update

Have you noticed that your Savings Account interest rate in Macon has recently declined? If so, it might be time to find a new, higher-yielding Savings Account or to consider a new way to invest your money, such as putting your money into a CD or Money Market account.

However you decide to invest, Macon Banking Rates can help you make an informed, and profitable move by providing you with the latest, most competitive rates and up-to-date news in the banking world.

Current Macon Rates Update

It is more of a buyers’ market than ever in Macon with continually dropping housing prices. The government stepped in to help new home buyers and banks are doing their part to help with mortgage rates, too.

Whether you’re buying your first home or downsizing to a smaller property, you should research and compare rates from banks and lenders nearby and make sure you’re getting the best mortgage rates possible. Macon Banking Rates can provide you with all the information you need.

Current Macon Rates Update

Banks in Macon are struggling getting new customers who may be turned off by dropping CD rates, but there are still some deals to be had. Here at Macon Banking Rates, we’re scouring the area and the Internet for the best local rates for you.

If you are a bank or a lender in Macon, contact us and let us know how you’re staying competitive with your rates. We feature banks with the best CD rates, savings account rates and high yield checking accounts, as well as auto loans and mortgage loans.

Welcome to Macon Banking Rates

Macon Banking Rates strives to answer your biggest financial questions. Whether youve just moved to Macon, you dream to own your own home, or save for the future with CDs and investments, we can help you find the right Macon bank rates. Some rates include:

Life Changes Affecting Macon Bank Rates

  • Mortgage rates have dropped and you want to find the lowest refinance rates
  • Youre moving to Macon and would like to find out if your auto insurance rates will drop
  • Youve received an inheritance and need help choosing a high interest savings or CD investment account

How Can Macon Banking Rates Help You?

Macon Banking Rates will connect you with the rate information you seek. We have a large network of Macon, GA loan providers, insurance agencies and mortgages, so you are sure to find the best rates. Before you opening an account, be sure to get your free credit report.

Macon, GA Banking Rates Gets You the Best Rates!

Macon Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Macon Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Macon Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Macon Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.

Free Rate Resources in Macon, GA

Macon Banking Rates is rapidly becoming the premier Macon interest rate source. By working with thousands of financial companies, Macon Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

Macon Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Macon Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Macon Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!


Current Macon Banking News

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